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Today's Rates as of:
10/26/2007
Program
|
Type
|
Term
|
Int. Rate
|
Lock Period
|
Disc. Fee
|
APR
|
Conventional
(conforming loans $125,000
to $417,000) |
Fixed
|
30 yr.
|
5.875%
|
30 days
|
1.0%
|
5.99%
|
Fixed
|
15 yr.
|
5.625%
|
30 days
|
1.0%
|
5.824%
|
|
|
|
|
|
|
|
| 3/1
&5/1 ARM rates
loans $100,000 to $1,000,000) |
Fixed 3yr
then adj.
|
30 yr.
|
5.375
|
30 days
|
1.0%
|
6.3%
|
Fixed 5yr
then adj.
|
30yr.
|
5.75%
|
30 days
|
1.0%
|
6.599%
|
|
|
|
|
|
|
|
1 ARM to $1mill.
|
1yr.
then adj.
|
30 or 15 yr.
|
6.125% |
45 days
|
1.0%
|
6.625%
|
MAT ARM to $10,000,000
|
1yr.
then adj.
|
40,30 or 15 yr.
|
1.00%
|
45 days
|
1.0%
|
6.622%
|
1 year Libor ARM to $1,000,000
|
1yr.
|
30 or 15 yr.
|
6.125%
|
45 days
|
1.0%
|
6.625%
|
|
|
|
|
|
|
|
Non-Conforming
( loans over$417,000)
|
Jumbo
|
30 yr.
|
7.125%
|
30 days
|
1.0%
|
7.236%
|
Jumbo
|
15 yr.
|
6.5%
|
30 days
|
1.0%
|
6.676%
|
|
|
|
|
|
|
|
VA
|
Fixed
|
30yr.
|
7.25%
|
30 days
|
0.0%
|
7.25%
|
VA
|
Fixed
|
15 yr.
|
7.0%
|
30 days
|
0.0%
|
7.0%
|
|
|
|
|
|
|
|
Equity 90% LTV
|
Fixed
|
15 yr.
|
7.2
|
30 days
|
1.0%
|
7.65%
|
Equity Line of Credit 100% LTV
|
ARM
|
15 yr.
|
4.9%
Start Rate |
30 days
|
1.0%
|
6.25%
|
Equity line of Credit <90% LTV
|
ARM
|
15 yr.
|
Prime - 1
6.75%
|
30 days |
|
|
Rates are subject to change without notice. Call 321-757-7367 / 800-517-7264
All programs are subject to qualification.
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