Interest Rate Reduction Refinance (IRRR)   Refinance to lower rates or shorter term. Closing cost and reserves can be included in loan along with VA funding fee. No cash back allowed on this program.

Cash-out Refinance - up to 90% of reasonable value of property VA Funding fee can be added to loan amount. Lower your rate and payoff other debts.

Purchase - No Down payment to purchase home. VA funding fee can be added to loan amount.